An eCheck is a payment that you make directly from your bank account.
Just like a regular check, it usually takes between 3 and 5 business days for an eCheck to clear and the money to appear in the recipient’s PayPal account.
Both eChecks and Instant Transfers are ways to pay with your bank account. With an eCheck, the recipient receives the money in a few days. With an Instant Transfer, the recipient receives the money right away.
To send an eCheck, just link your bank account to your PayPal account.
Linking your bank account is easy and fast. If you do online banking, you can usually link your bank account in just a few minutes. Once you’ve linked your bank, using it to pay for things is secure. Merchants get paid but they never see your bank account details. They won’t even know what bank you use.
Here's how to send an eCheck:
1. Log in to your PayPal account.
2. Click Send Money.
3. Enter the required information.
4. Click Continue.
5. Click Change.
6. Select eCheck.
7. Click Continue.
8. Review the information and click Send Money to complete the transaction.